TimothySaffles.com

As credit/banking seems to be one of the cornerstones of society, and given the fact that most major banks seem to be crumbling quicker than the Patriots in the Superbowl, I recently decided to restart my interest in monitoring my FICO score and overall credit as a little personal experiment.

I once had the Equifax 3-in-1 credit monitoring program a few years ago, so I decided to start there.

At $14.95 per month, it doesn’t seem like such a bad investment. I get information from all 3 bureaus (do you know how hard that word is to spell?), unlimited access to an Equifax credit report and, for an extra $2 a month, I have the option of locking/unlocking my credit in order to keep anyone from receiving credit without my direct authorization (via unlocking the credit report). As an added bonus, there is also an “Identity Fraud Expense Coverage” insurance policy (via Travelers Ins.) to the tune of $20,000 with $0 deductible that “reimburses victims of a stolen identity event for certain expenses … (limitations and exclusions apply) at no additional cost”.
At first glance, the landing “summary” page gives a decent quick glimpse of the Daily Alerts (anything that checks your credit at any of the three bureaus), whether or the credit report is locked, and quick access to the most recent ly run credit reports.

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